I was asked by Carusele to participate in the #FindAMortgageBroker campaign, sponsored by United Wholesale Mortgage, LLC. Although I have been compensated, all opinions are my own. #UWMNMLS3038
Getting a mortgage and buying a home is probably one of the most stressful situations a family has to go through financially. After purchasing two homes, I can tell you that the process never gets easier. That’s why it’s important to have the right people in your corner doing careful assessments and making the connections on your behalf.
So often, homebuyers don’t realize that there are services out there created to assist with big purchases – like home ownership – that can take some of the stress away. Admittedly, my husband and I made many moves without anyone in our corner, and it probably cost us more than we’d like to admit.
Whether you are moving out of the city, searching for a multi-generational home, are long-time renters buying your first home, FindAMortgageBroker.com can help you find the expert you need to make the process smoother, faster and cheaper. Oftentimes people think using services like this one is reserved just for first-time homeowners, but that is not the case. Everyone needs to save money – no matter what stage in life they are in.
FindAMortgageBroker.com will link you up with a local and independent mortgage broker which will give you access to home loan options you might not have found on your own. These options are above and beyond what your traditional bank or online lenders would offer which simply means more OPTIONS for you. We all know that the more options we have as individuals in the financial space, the better.
In the end, this relationship will help you secure a cheaper and faster mortgage. Since I’ve gone through the process three times already, I can tell you that faster is a BIG DEAL. Nothing is worse than a dragged-out process, especially when you are trying to synch up a sale to a purchase. I’ve been caught between two homes in the past, waiting for one deal to finish before I could proceed to the next and it was a hassle I will never forget.
The best part? With FindAMortgageBroker.com, nothing is cookie-cutter. Your specific story matters and the details of your mortgage and situation will help the mortgage broker you connect with to curate the right options for your family.
Here are a few things you might not know about mortgage brokers:
- Mortgage brokers are able to shop multiple lenders, which enables them to find the right products and terms for their borrowers.
- They have access to lower wholesale rates, which, in turn, leads to lower monthly payments.
- Lenders aren’t tied to “bankers’ hours” so they support MY schedule because, like you, we find ourselves working from home these days.
- They also partner with wholesale lenders and other industry resources to provide faster turn times to get to the closing table faster.
Making Our Next Move
I don’t talk a lot about this online because this website is more about family and lifestyle than it is about finance and securities. But our next move is to buy another home as soon as possible. Knowing that services like FindAMortgageBroker.com are out there makes me feel that much better about diving in again and taking that huge leap!
Our first property is paid off and so we have so many wonderful ideas about what to do with the second. Knowing we will do everything in our power to secure a lower rate this time around makes me feel better about the big step.
You shop around for everything else, why would you make your most important purchase in your life without ensuring you had the best possible deal?
FindAMortgageBroker.com is an educational resource that has great tools and resources for you to check out including:
- How Much Home and Monthly Payment Calculator – This will help you determine what you can afford in a home
- Home Value Estimator – You can get a free estimate of what your current home is worth
With these two tools, you can easily figure out just “how much house” you should be considering. It’s fun to look at expensive dream properties on a lazy afternoon, but when it comes down to business and when you are ready to finally commit to a lifelong decision with your family, you have to understand exactly what you are playing with in the game. Tools like the ones provided above will help you do just that.
Even if you – as the borrower – are just starting your home-buying journey and are just collecting information, this is a great place to start. There is power in knowing what you can afford.
I am someone who budgets every month. I love to keep track of the expenses we incur and make it a point to always stay on top of our investments as well. Making sure I make sound decisions with our money – in partnership with my husband – is very important. That’s why leaning on people who can give us an advantage just makes sense.
For our next mortgage, we will be in touch with a team that can offer more options than banks. Remember, a mortgage broker is different from a bank or online lender because they can shop dozens of lenders to find you the lowest monthly payment options.
Search for and contact a local mortgage broker today at FindAMortgageBroker.com.